Connect the tools you already use

Add a Stripe card-payment link to any invoice so customers can pay by card. Payments are recorded against the invoice in your Marchant ledger.

• Add a Stripe card-payment link to any invoice
• Invoice payments matched to open receivables
• Invoice automatically marked paid once the customer pays
• Card payments handled securely by Stripe Checkout

Collect recurring payments from clients via direct debit. Marchant creates the mandate, tracks collection status and reconciles every payment against the corresponding invoice automatically.

• One-click direct debit mandates from invoice view
• Failed payment retries tracked and surfaced in AR
• Subscription plans synced with recurring invoice schedules
• UK Bacs and SEPA Core mandates supported

Add a PayPal payment link to any invoice so customers can pay with PayPal or a card. Payments are recorded against the invoice in your Marchant ledger.

• Add a PayPal payment link to any invoice
• Invoice automatically marked paid once the customer pays
• PayPal invoice payments matched to Marchant invoices
• Customers pay with a PayPal balance or card

Accept in-person card payments via SumUp readers. Every sale is automatically imported into Marchant, categorised as revenue and reconciled against your bank settlement.

• Daily settlement sync from SumUp to Marchant
• Per-transaction breakdown including SumUp fees
• Works for retail, hospitality and mobile businesses
• Cash vs card split tracked automatically

Marchant connects directly to over 2,400 UK and European banks via open banking APIs — including all major UK high street banks, German Sparkassen and French Crédit Mutuel branches.

• Daily automatic transaction import — no CSV uploads
• Covers 2,400+ institutions across UK and EU
• Read-only access — Marchant never initiates transfers
• Re-consent flow when bank tokens expire

Connect US bank accounts and additional European institutions via Plaid. Ideal for businesses with US entities or international operations alongside their UK/EU presence.

• Supports 12,000+ financial institutions worldwide
• Real-time balance and transaction data
• Secure OAuth-based bank authentication
• Works alongside Open Banking for maximum coverage

Connect Marchant to 6,000+ apps via Zapier. Trigger workflows when invoices are created, payments received or expenses approved — without writing a single line of code.

• Trigger on: invoice created, payment received, expense approved
• Send data to Slack, Notion, Google Sheets, HubSpot and more
• Create Marchant invoices from CRM deals or ecommerce orders
• No coding required — set up in minutes

Build sophisticated financial automation workflows with Make (formerly Integromat). Connect Marchant to hundreds of apps using a visual drag-and-drop builder.

• Visual workflow builder — no code needed
• Multi-step automations with conditional logic
• Sync invoices to your CRM or project management tool
• Error handling and retry logic built in

Get real-time financial alerts in your Slack channels. Know when an invoice is paid, when a large expense is submitted for approval, or when your cash flow drops below a threshold.

• Invoice paid / overdue notifications
• Expense approval requests sent to manager's DM
• Monthly summary digest to your #finance channel
• Configurable thresholds — only alert what matters

Switching from Xero? Import your complete Xero history into Marchant in minutes — chart of accounts, contacts, invoices, bills and bank transactions. No data loss, no manual re-entry.

• Full chart of accounts migration
• Historical invoices, bills and credit notes imported
• Contact and supplier list transferred
• Bank transaction history included

Moving from QuickBooks Online or Desktop? Our guided migration imports your accounts, transactions, contacts and reports — so you're up and running in Marchant without starting from scratch.

• QuickBooks Online and Desktop supported
• Profit & Loss and Balance Sheet data migrated
• Invoice and payment history transferred
• Guided step-by-step migration wizard

Leave FreeAgent behind without losing your history. Marchant imports your FreeAgent data including projects, invoices, expenses and bank feeds.

• Invoice and quote history imported
• Expense and receipt records transferred
• Client and contact list migrated
• UK-specific tax records included

Every invoice, payment reminder and client notification sent through Marchant is delivered via Resend — ensuring high deliverability and a full audit trail of every email sent.

• Invoice and quote delivery with open tracking
• Automatic payment reminders at 7, 3 and 0 days before due
• Overdue reminder sequences with configurable cadence
• Full email delivery log per client

The intelligence behind Marchant's automatic transaction categorisation, receipt OCR and smart matching is powered by OpenAI models — trained on millions of financial transactions to give you accuracy you can trust. AI features are currently available for UK workspaces; EU availability follows once GDPR data processing agreements are in place.

• Receipt scanning — extract amount, date, vendor and category from photos
• Transaction categorisation — automatic category suggestions on import
• Smart invoice matching — link payments to invoices automatically

Marchant's application is monitored 24/7 via Sentry. Every error is captured, prioritised and resolved before it can affect your data — giving you confidence that your financial records are always accurate.

• Real-time error alerting for the Marchant platform
• Performance monitoring — p95 latency tracked per endpoint
• Automatic release tracking so bugs are pinpointed to deploys
• Zero user-identifiable data sent to Sentry (GDPR compliant)